Credit and debit card fraud is occurs when a person:

• 1) fraudulently acquires, takes, signs, uses, sells, buys, or forges someone else's credit or debit card or the card information
• 2) uses his or her own card with the knowledge that it is revoked or expired or that the account does not have enough money to pay for the items charged
• 3) sells goods or services to someone else with knowledge that the credit or debit card being used was illegally obtained or is being used without authorization.